If you are at the turning point of sharing your life with someone, you should ask yourself how to manage my money as a couple. Here are some tips.
We all get the moment when we decide to share with the loved one much more than a few walks and kisses; we get the tickle to move forward in our relationship and we make the decision to get married or start living together and of course, that’s when we also have to agree on certain everyday situations.
How to manage my money as a couple?
One of the most important is precisely, how to manage my money as a couple? Should I pay half of all expenses and keep what I have to do? Would it be better to collect what we both earn and manage it together? If you have reached the point of asking yourself these questions, here are a few tips for you to make the decision that suits you best:
The simplest is to make an account -realistic- of the expenses involved in sharing a life together, and dividing the payment between the two in equal parts. Or, hold whoever earns the most with the proportional part that corresponds to the total expenses of the month, what about, everyone can use it as they see fit.
The detail in this type of arrangement is that, generally, there will be one that is dissatisfied because it will not be as much as the other for personal expenses, because it is the one that pays the most; and there is no lack of who runs out of money and ends up borrowing from the other, which can eventually cause some discomfort.
How to handle money as a couple
Another way to solve the question about how to handle money as a couple, is to open an account in the name of the two to deposit the total of what they earn together and manage that account through agreements, especially to decide what they will do with the money that they later expenses.
This arrangement requires that both be kept well communicated, as well as being well managed. If they are, they can save some money and invest it intelligently – prior agreement – in something that is profitable for both of them.
The important thing is that they agree on basic issues
Whatever the way you solve the issue, the important thing is that they agree on basic issues such as: not spending more than they earn, not making one-sided decisions about excessive purchases or involving the disbursement of a significant amount of money. money, create a savings fund; And most importantly, avoid fighting for money.
If you are ready to share your life together, then there is love, trust and respect, so you will know how to agree on how to handle money as a couple.